Romanians’ savings, slightly down this January, central bank shows

RON-denominated household deposits decreased by 0.2 percent in January 2017 to RON 103,466.5 million, compared to the previous month, National Bank of Romania (BNR) informs. However, at end-January of the current year, the household deposits in domestic currency rose by 11.2 percent (11.2 percent in real terms) against end-January 2016.

As for RON-denominated corporate deposits (non-financial corporations and non-monetary financial institutions), these contracted by 4.7 percent to RON 80,742.6 million at the beginning of 2017, while they climbed by 7.6 percent (7.6 percent in real terms) year-on-year.

Forex-denominated deposits of resident households and corporates (non-financial corporations and non-monetary financial institutions) went up 0.6 percent to RON 86,321.8 million when expressed in domestic currency (when expressed in EUR, forex deposits moved ahead 1.4 percent to EUR 19,166.4 million).

In year-on-year comparison, residents’ forex deposits expressed in RON advanced 4.7 percent (when expressed in EUR, residents’ forex deposits rose by 5.4 percent); household forex deposits climbed by 7.3 percent when expressed in domestic currency (when expressed in EUR, household forex deposits expanded by 8.0 percent) and forex deposits of legal entities (non-financial corporations and non-monetary financial institutions) moved down 0.7 percent when expressed in RON (when expressed in EUR, forex deposits of resident legal entities stood 0.1 percent lower).

At the same time, according to the same BNR data, Gov’t credit added 1.3 percent this January from a month earlier to RON 94,485.9 million. At end-January 2017, it advanced 6.6 percent (6.6 percent in real terms) versus the same year-ago period. Deposits of non-government resident customers inched down 1.3 percent month on month to RON 270,530.9 million in January 2017.

Also, for the period in question, non-government loans granted by credit institutions decreased by 0.9 percent (down 0.8 percent in real terms) from December 2016 to RON 218,007.5 million. RON-denominated loans declined by 0.6 percent (down 0.4 percent in real terms), whereas foreign currency-denominated loans shrank 1.4 percent when expressed in RON and 0.5 percent when expressed in EUR.

Not least, broad money amounted to RON 309,888.8 million at end-January, declining 1.4 percent (down 1.2 percent in real terms) month on month. In yoy comparison, broad money rose 9.1 percent (9.0 percent in real terms).

broad moneycorporate depositsforex-denominatedGov’t credithousehold depositsNational Bank of Romania (BNR)non-government loansresident householdsresidents’ forex depositsRON-denominatedsavings
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